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Blog │ Master the game of Baccarat
Blog │ Master the game of Baccarat

15/03/2024 18:00

Become a Baccarat expert: 4 strategies to maximise your potential profits!

The word "Baccarat" on a gold bar, with "payouts and strategies" underneath, against the background of a Baccarat table.

In the online casino world, Baccarat is a well-known game seen as a complicated card game. But actually, the game is very simple. We are going to simplify it for you in this article with a general game explanation and all kinds of tips and strategies. This will help you understand the game better and become familiar with it.

What is baccarat?

Baccarat is an exciting casino game which is played with multiple decks of cards (usually 6 or 8). It's all about placing a bet on who will reach a score closest to 9: the player's hand, the banker's hand, or a tie (though a tie bet offers a higher payout with lower winning odds).

At the start, the banker deals two cards to the player and banker himself. If someone already has a total of 8 or 9 at the start, the game ends immediately and the person with the highest at 9 wins.

If both players have a value of 5 or lower, they draw a third and final card which determines fate. We elaborate on this in our blog on Baccarat's game rules, in which you will find all the necessary information about the game and its special rules.

Baccarat by Evolution at PepperMill Casino with different betting options with their payouts available on a baccarat table with red covering.

Betting options and payouts

The Baccarat table is divided into three main betting options: player, banker and draw. The different variations of the game may involve additional bets, such as pair (same value) or perfect pair (same value and symbol). Always check the game rules and information before playing a game to know what these betting options mean.

These are the baccarat payouts:

Bet typeDescriptionPayout
Main bets
Player 1:1Player wins1x your bet
Banker 0,95:1Banker wins0,95x your bet (5% commission)
Tie 8:1Tie8x your bet
Side bets*
P (Player) pair 11:1The player's first two cards form a numeral pair11x your bet
B (Banker) pair 11:1Banker's first two cards form a numeral pair11x your bet
Perfect pair 25:1Pays 25:1 if two identical cards (number and symbol) are dealt to either player or banker25x your bet
Perfect pair 200:1Pays 200:1 if two identical cards (number and symbol) are dealt to both player and banker200x your bet
Either pairThe banker's or player's hand form a pair5x your bet

*These payouts and betting options may vary by game type.

In various variations of Baccarat you can find additional betting options. You should always review the paytable and rules by clicking the “?” icon in-game.

Baccarat strategies

While there is no guaranteed strategy that promises profit or success in games of chance, we have a promising strategy you can try out. You pay a 5% commission when you bet on the banker. This is for good reason, the banker has the highest probability of winning and because of this, the house edge is very low unless you play "draw" or other side bets.

For the three main bets, the house edge is as follows:

  • Banker: 1.06%

    • Player: 1.24%

      • Tie: 14.36%

        "Banco" or Banker is one of the most popular bets and strategy for getting the most out of it in the long run.

        Alternative Baccarat strategies

        There are a few strategies that you may be familiar with if you read about our article about the different Roulette strategies. These strategies can be used for baccarat as well!

        • The Martingale strategy is well-known across all online casino games. It implies doubling your bet following a loss and winning it back with a lucky round. Be careful of the risks associated with this method, since it may result in losses that prevent you from doubling up. Set a limit for yourself when it comes to gambling and stick to a budget.

          • The Paroli system is a good way to change up your gameplay. This strategy involves doing the exact opposite of the last one—doubling your wager after winning. This tactic adopts a passive mindset, which works well for starting players.

            • The Fibonacci system is predicated on a mathematical sequence where the next number is equal to the sum of the first two. Think of the numbers 1, 1, 2, 3, 5, 8, 13, 21, and so forth. With this strategy, every time you lose a game, you have to raise your wager.

              • Finally, we have the Labouchere system, a slightly more complex strategy than the above. In this, you first make a number sequence, for example 1,2,3. The initial bet is determined by adding up the first and last numbers, in this case € 4 (1+2). If you win you repeat the same bet but if you lose you add the amount of the previous bet to the end of your number sequence: 1,2,3,4, so your next bet becomes € 5. On a win, you simply cross out the outer numbers.

                Play Baccarat for free at PepperMill Casino

                Would you like to experiment with these techniques? Play Baccarat online at PepperMill casino now! Best to play in demo mode first to gain more confidence and experience with the game, without risking your own money. Is baccarat not really your thing? You can try playing other games like Roulette or Blackjack. Once you're ready, you'll have the opportunity to switch and play with real money and test your skills.